5 The easiest credit card is approved for business, suitable for expense trackers!

Managing business expenses is not just a matter of paying bills on time, but also how every transaction is recorded neatly and easy to monitor.

With the right credit card, you can get both at once, ease of financial control and various additional benefits of each use.

Interestingly, now there are many choices of credit cards whose approval process is fast and not complicated, making it suitable to help you manage cash flow as well as being expenditure tracker business mainstay.

Here are 5 of the most easily approved credit cards for business, also suitable for Expenditure tracking it’s worth considering!

1. Paper pioneer card

The paper pioneer card is Virtual credit card From Paper.id specifically designed to support business needs. With a limit of up to Rp100 million and an additional payment tempo of up to 50 days, this card can help maintain cash flow Business remains stable while providing more space to manage finances.

Every time you use this card for transactions via paper.id, you will get Cashback by 0.1%. The submission process is simple and fast, it only takes 5 days and can be done completely online.

How to apply for it is also very practical. Simply register your business at Paper.id, then routinely transact, both receiving payments from customers or paying supplierfor about one month. That way, the opportunity for submission isACC will be even greater.

Another advantage, all transactions will be recorded real time From dashboard Paper.id. So, you don’t need to bother recording manuals or confused making financial reports at the end of the month. This feature makes the Pioneer Card paper effectively function as Expenditure tracking for your business.

Interested in trying? Quick submit a paper pioneer card Now and enjoy the various benefits for ease of transactions as well as business financial recording.

Also read: 10 Best Corporate Cards to Set Employee Expenditures

2. BRI Touch

BRI Touch is a credit card Entry-level From BRI that is easily approved, ideal for you to start using credit cards, both for personal and business operational needs.

The initial limit of this card is varied, ranging from Rp. 3 million to Rp. 50 million, depending on the bank’s assessment. The advantage, you will be released from the cost of annual fees for life as long as you remain routinely use it for transactions and pay bills on time.

As Expenditure trackingThis card also offers transaction flexibility, allowing you to shop without carrying cash, both online and offline.

3. BNI Visa Infinite

BNI Visa Infinite is a premium card that is designed for established businessmen or professionals and has high activity, including businesses that require international transactions.

High financial freedom, with a large limit and can be used in millions trader or ATM bearing a visa logo around the world.

The requirement for submission is quite light for this level, which is a minimum age of 21 years (17 for additional cards), a minimum annual income of Rp36 million, and Indonesian citizens.

This card also offers a variety of business benefits such as BNI Reward Points, Services Conciergeaccess the lounge airports, and permanent installment facilities, make management cash flow and recording expenses become easier.

Also read: 6 Free and Paid Invoice Generators for Business

4. BCA CARD EVERYDAY

BCA Everyday Card is a practical choice for those of you who want to have a credit card for the first time, or for light business needs.

The submission process is quite simple, starting from the minimum age of 21 years (a maximum of 65 years), a minimum monthly income of Rp. 3 million, as well as documents such as KTP, NPWP, Salary Slip or Account for the last 3 months for administrative completeness.

Another advantage, this card is multifunctional because it also functions as a Flazz card and provides greater BCA reward points. This point can be used in various transactions, including when you want to keep business expenses neatly recorded.

5. Citi Simplicity+ Card

Citi Simplicity+ Card from Citibank is perfect for those of you who are disciplined to pay bills and want an easy submission process.

This card offers a 10% interest discount without maximum limit if you pay on time bills, and do not charge late fees or excess limit fees, this feature makes it easy to recording and control expenditure as Expenditure tracking.

In addition, this card is free of annual fees or other costs that burden users. To submit this, the condition is quite light, that is, you only need to have an Indonesian citizen, aged 21-65 years, and have a minimum income of around Rp12 million per month.

Also read: 6 Virtual Credit Card Recommendations for Business, Transaction Control More Organized!

That’s the 5 most easily approved credit cards for business, also suitable for Expenditure tracking.

Managing business spending does not have to be complicated. Now there are many credit cards whose submission process is fast and easily approved, but still has a complete feature to help you monitor all transactions.

So, each expenditure can be immediately recorded neatly, cash flow Stay safe, and there are no more drama search for notes at the end of the month.